We prepaid Mariel's orthodontic work in full this week. We received around 15% off-- part of that was for paying cash, and the rest was an adjustment the insurance company made for some reason I don't really understand.
Just to say, ask for a discount when you pay cash up-front for something that expensive. I was a little embarrassed to ask, but now I am glad I did. Our savings amounted to over $250.
Also, the girls and I got free hot drinks at Barnes and Noble Cafe tonight. h/t Money-Saving Mom, thanks! (Follow the links to a coupon for a freebie.)